Iporanga Ventures is committed to producing thoughtful research and consistently tracking emerging trends across and beyond our core markets. In addition to this report, we lead other initiatives that explore and articulate our perspective on where the future is headed — as outlined below.
Articles
Research and opinion pieces exploring Iporanga’s Future of Finance thesis through a broader lens. These articles reflect our perspectives on emerging trends, technologies, and the structural shifts reshaping financial services.
A New Look at Brazilian Open Finance
The Next Frontier in Cross-Border Payments
The landscape of cross-border payments
How AI Can Boost Cyber Insurance for SMBs
Open Finance: A Brazilian Perspective
What is missing for Insurtechs to take off
The ReFi: A New Frontier in Finance
From TradFi to DeFi
CBDCs: A look into the future of finance
For more content like this, visit our blog
Early Papers
Research initiative to showcase Iporanga’s Future of Finance thesis and discusses the opportunities we believe will bring the next 1000x returns and greatest impacts in society.
Paper 4 | TradFi to DeFi
1000X OPPORTUNITIES
In this publication we assess the state of the Decentralized Finance ecosystem and investigate how this technology will impact the traditional financial system.
We believe that the world is transitioning to a more decentralized financial system. However, the transition will not be abrupt, the new system will be built upon the existing infrastructure and will take advantage of the distribution capabilities of the traditional financial institutions to reach mass adoption.
Paper 3 | Insurtech
1000X OPPORTUNITIES
In this publication we assess the insurance market in Latin America and the opportunities and challenges in the years ahead.
Despite low market penetration, we believe that in the next vintage, evolutions in pricing models, distribution channels, business models, and regulation (e.g. Open Insurance) will enable market growth and the insurgence of new businesses.
Paper 2 | Open Finance
1000X OPPORTUNITIES
In this publication we assess the Open Banking initiatives, especially in Brazil, while highlighting the key aspects and structural tensions inherent to the model, as well as the emerging opportunities it enables.
Open Banking around the world has the potential to cause profound changes to the financial industry by leveling the playing field among market participants, while laying the foundations for new financial services and products to blossom through the work of entrepreneurs.
Paper 1 | Crypto
1000X OPPORTUNITIES
In this publication we assess a overview of blockchain technology as a Web3 enabler, highlighting its current stage, key use cases, adoption challenges, and future potential.
We believe the current bear market is a fertile ground for long-term opportunities, as weaker projects are flushed out and strong infrastructure is built. Emerging markets, especially in Latam, are well-positioned for adoption, with real-world use cases gaining traction and Web2.5 solutions bridging crypto and everyday life.